Recent Articles

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Elevate Your Savings: Refinance Opportunity Amid Today's Lower Rates in San Jose

Discover how today’s lower rates can help reduce your mortgage payments, making homeownership more affordable and easing financial pressures. Start saving now!

Published on 11/30/2025

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“Transform Your Investment Dreams: Mastering Fix and Flip Loans in San Jose”

Unlock the potential of Fix and Flip loans to turn challenged properties into your dream investments, paving the way to financial growth in San Jose.

Published on 11/30/2025

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Achieve Your Dream: Smart Investment Home Loans with Minimal Down Payments

Buying a home doesn’t have to feel impossible. Discover how smart loans with low down payments can make your dream of homeownership a reality.

Published on 11/30/2025

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Quick 5-Day HELOC: Access Your Home Equity in San Jose Today

Unlock cash from your home equity in just five days. Fast access means you can tackle home repairs, cover bills, or fund your next dream project swiftly.

Published on 11/30/2025

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Explore FNMA Options: Homebuying Without Credit Score Hurdles in San Jose

Unlock your path to homeownership! Discover how FNMA options help bypass credit score challenges, making buying a home in San Jose easier than ever.

Published on 11/30/2025

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Dreaming of Homeownership? Self-Employed San Jose Buyers, Here’s Your Secret!

Are you self-employed and struggling to secure a mortgage? Discover expert tips to navigate the process and turn your homeownership dreams into reality.

Published on 11/27/2025

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Analyzing the Benefits of Buying vs. Renting in San Jose

Are you unsure whether to buy or rent in San Jose? Understanding your options can guide you toward a smarter financial decision and long-term stability.

Published on 11/27/2025

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Achieve Homeownership: Your Guide to Down Payment Assistance in San Jose

Are high down payments holding you back from homeownership? Discover how down payment assistance can help you reach your dream home in San Jose.

Published on 11/26/2025

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Streamline Your VA Refinance in San Jose for Hassle-Free Savings

Tired of high monthly mortgage payments? Discover how a VA refinance can help you save big, all while keeping it simple and stress-free in San Jose!

Published on 11/26/2025

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FHA Loans in San Jose: Simplifying Homeownership for Every Buyer

Struggling to buy a home? FHA loans provide flexible options and low down payments, making it easier for you to achieve your dream of homeownership.

Published on 11/26/2025

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What Today’s Jobs Report Means for Mortgage Rates

Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.

Published on 11/21/2025

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50-Year Mortgages? Here’s What You Need to Know

The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.

Published on 11/11/2025

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Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.

Published on 11/08/2025

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What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

Published on 11/06/2025

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Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

Published on 10/29/2025

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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

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Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

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3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025