Recent Articles

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Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Published on 01/12/2026

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Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Published on 12/30/2025

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Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

Published on 12/18/2025

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Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

Published on 12/10/2025

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This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.

Published on 12/06/2025

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Pre-Qualification vs. Pre-Approval: Your Key to Confident Homebuying in San Jose!

Ready to tackle the San Jose housing market? Knowing the difference between pre-qualification and pre-approval can boost your homebuying confidence and smooth your journey!

Published on 12/02/2025

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Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners

Published on 12/01/2025

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Navigating Your San Jose Mortgage Journey: A Fun Step-by-Step Guide!

Buying a home in San Jose can feel overwhelming, but our easy guide breaks it down step-by-step to help you find the right mortgage for your needs.

Published on 11/30/2025

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Crack the Code: Your Guide to Affording a Home in San Jose!

Dreaming of a home in San Jose but feeling priced out? Don’t worry! We’ll unlock strategies to help you tackle those affordability challenges and find your perfect pad!

Published on 11/30/2025